Flexible borrowing with competitive rates to meet your financial goals.
Home Equity Line of Credit (HELOC) gives you convenient access to the equity in your home. With a 10-year revolving period followed by a 15-year fully amortizing term, you can use funds for renovations, debt consolidation, or other major expenses—backed by flexible terms and local decision-making.
Features You’ll Love
- Competitive rates
- Customized terms
- Local service
- Attractive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more!
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Funds easily available via in-person or phone transfers to a specified First Northern Bank checking account
- Set up automatic payments to be deducted from your account monthly
- Local decision-making and processing
- Attentive, friendly service from start to finish
- Minimum credit line of $25,000
Home loans from a bank you trust
Homebuyer resources
Helpful tools and guides to simplify every step of the homebuying process.
Expert advice
Personalized guidance from experienced local lenders you can trust.
On-time closings
Reliable, efficient processing to keep your home purchase on track.
Fast and free pre-approvals
Quick, no-cost pre-approvals to strengthen your buying power.
Low rates with flexible terms
Competitive interest rates and term options tailored to your needs.
Local decision making
Loan decisions made locally for quicker responses and personalized service.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx