Home Equity Lines of Credit (HELOC)

Turn the equity you’ve built into funds you can use.

Considering repairs? Maybe there’s a dream vacation or project you’d like to finance? Your hard-earned equity could be the key.

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Features You’ll Love

Competitive rates
Customized terms
Local service

Attractive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more!
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit – as principal is repaid, more becomes available for use
Funds easily available via in-person or phone transfers to a specified First Northern Bank checking account
Set up automatic payments to be deducted from your account monthly
Local decision-making and processing
Attentive, friendly service from start to finish
Minimum credit line of $25,000

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Have questions?

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

Estimated Annual Rewards $0
Estimated monthly interest earned* $0
Monthly ATM fees refunded**$0

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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

Net cost of buying $0
Net cost of leasing $0

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

Total value at maturity $0
Total interest earned $0
Annual Percentage Yield (APY)0.000%

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.