Community Giving

As your community bank, we recognize our responsibility to contribute to the wellbeing of the region we serve—because we live here too. Our giving priorities reflect the needs of our local communities, including education, economic development, essential services, and community enrichment. In addition to financial support, we believe volunteerism is a vital part of strengthening our communities, and our employees regularly give their time and talents to local causes. Through strategic partnerships, hands-on involvement, and sustained support, we aim to foster long-term community vitality. 

Donation Requests: 

First Northern Community Bancorp is the single-bank holding company of First Northern Bank, a state-chartered bank operating in seven counties: Solano, Yolo, Sacramento, Placer, Colusa, Glenn, and El Dorado. For over 115 years, we have been committed to continually enhancing the economic vitality and social welfare of our local communities through helping charitable organizations via monetary and in-kind contributions and volunteerism. 

Recipients of charitable contributions must: 

• Provide services within our local markets
• Hold a current IRS Non Profit Organization 501(c)3 designation
• Submit a written request and provide supporting documentation 

If you would like to be considered as the recipient of a charitable contribution from First Northern Bank, please complete a Donation Application and submit your packet to your local First Northern Bank branch: 

FNB Donation Application 

Along with your completed Application, please include copies of the following: 

• IRS 501(c)3 Letter of Determination
• List of current Board of Directors on non-profit's letterhead
• Organization's mission statement on letterhead
• Organization's operating budget for past two years (preferably audited statements)
• List of existing funding sources (current and pending)
• Banking relationships with First Northern Bank 

General Information: 

Contributions vary and typically range from $100 to $1,500. Consideration will be given to the reputation of the organization, the geographical area of service, the number of people directly benefiting from the contribution and the value a project will add to the life of the community. 

It is our general policy to exclude the following organizations and purposes: 

• Organizations without 501(c)3 tax exempt status
• Organizations that practice discrimination by race, color, creed, gender, sexual orientation, age or national origin
• Organizations outside our assessment areas
• Political candidates
• First year programs or seed money
• Individuals
• Reduce debt or past operating deficits 

Send Donation Requests to: 

Sunil Bhagat 
Vice President/Community Outreach & Partnerships Officer, First Northern Bank 
1375 Exposition Blvd, Ste. 300 
Sacramento, CA 95815 

Each request is individually reviewed for eligibility. Requesting organizations will receive notification of a funding decision within 30 days of receipt of request. Since each First Northern Bank branch best knows its own community's needs, the Contribution Request review process may vary by area. 

Community Reinvestment Act: 

The Community Reinvestment Act (CRA) was enacted in 1977. The legislative intent behind the Act was to encourage an insured depository institution to meet the credit needs of its entire community, including consumer and commercial credit needs, with a special emphasis on real estate lending activities and the needs of low and moderate income (LMI) neighborhoods, consistent with the safe and sound operation of the institution. 

First Northern Bank strongly supports, and hereby reaffirms, the goal of meeting the credit needs of the communities it serves, including LMI neighborhoods. CRA is an integral component of the Bank's planning process and sound business practices. 

First Northern Bank believes that helping its neighbors build a better way of life through its loan and deposit services is simply good business. The Bank is proud of the fact that its lending programs, deposit and savings products, and other financial services have enabled its neighbors to purchase businesses, build financial security and enjoy their retirement years. 

Areas of focus under the Community Reinvestment Act: 

• Economic Development
• Affordable Housing
• Small Business
• Community Services targeted to low- and moderate-income individuals* 

* Low-income is defined as <50% of the Area Median Income. Moderate-income is defined as at least 50% and <80% of Area Median Income.