Certificates of Deposit (CDs)

Invest extra business funds safely.

Predictability is a wonderful and rare thing in business. With our fixed-rate CDs, you'll have a rate and term you can set your watch by.

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Features You’ll Love

Guaranteed, fixed-rate earnings
Wide range of terms available
Higher returns than savings accounts

Higher returns than savings accounts
Interest paid monthly, quarterly, semi-annually, or at maturity
Earnings are added to the CD, transferred to a checking or savings account, or paid via cashier’s check
Fixed rates for length of term
Terms range from less than 1 year to 5 years
Automatic renewal available
Early withdrawal penalties apply
$500 minimum deposit to open

Looking for safety and CD-level rates for your large deposits? Find out why thousands of businesses, non-profits and public funds/governments choose CDARS — the easiest way to access multi-million-dollar FDIC insurance through our bank. (Limits apply.)

First Northern Bank can place your funds with multiple FDIC-insured institutions through the Certificate of Deposit Account Registry Service®. You only have to deal with us; we'll take care of the rest.

Full FDIC insurance
Manage multiple accounts easily
One bank, one rate, one statement
Terms from 4 weeks to 3 years
No fees

CDARS is great for individuals, non-profits, public funds, advisors, businesses, and socially motivated investors.

CDARS is a registered service mark of Promontory Interfinancial Network, LLC.

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Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

Estimated Annual Rewards $0
Estimated monthly interest earned* $0
Monthly ATM fees refunded**$0

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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

Net cost of buying $0
Net cost of leasing $0

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

Total value at maturity $0
Total interest earned $0
Annual Percentage Yield (APY)0.000%

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.