Lighting Loans

Secure up to $50k in 3 business days if approved.

Apply for a business loan or line of credit online in minutes — with no need to visit the bank or gather financial paperwork (subject to final approval).

Apply Now

See More Details

Features You’ll Love

Fast funds
Customized terms
Local service

See how much credit you qualify for in seconds! Up to $50,000

Capital is essential for any growing business. Whether you're updating your facility, purchasing new equipment, expanding your fleet, or just need working capital, we can help!

Plus, we've made the process simple. Follow these easy steps:

Click here to apply
Enter your business information
See your potential loan amount in seconds
If approved, you'll typically receive your funds within 3 business days

How soon can I access my Lightning Loans credit account if I'm approved?

Term loans and credit lines are typically available for use within 3 business days of approval.

Do I need an email address for an account?

Yes, and the ability to receive PDF disclosures and documents online.

How much credit is available with Lightning Loans?

Approved loans and lines of credit range from $2,500 to $50,000.

View More FAQs

Apply Now

Have questions?

Credit products are subject to credit approval. Some restrictions may apply.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

Estimated Annual Rewards $0
Estimated monthly interest earned* $0
Monthly ATM fees refunded**$0

Learn More

Questions

*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

Net cost of buying $0
Net cost of leasing $0

Learn More

Questions

CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

Total value at maturity $0
Total interest earned $0
Annual Percentage Yield (APY)0.000%

Learn More

Questions

Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.