A straightforward account with essential features for everyday banking.

Our Simply Checking account makes everyday banking easy and stress-free. With no monthly maintenance fees and essential features designed to help you manage your money, it’s perfect for customers who want a simple, reliable checking solution.

Features You’ll Love

  • No minimum balance*
  • No monthly maintenance fee with eStatements
  • No per check charge

*Customer purchases checks. Other fees such as NSF, overdraft, ATM fees, etc. may apply. Request Schedule of Fees and Charges for details.

Checking with all the benefits you expect, plus more

40,000 ATMs

Access to surcharge-free MoneyPass® ATMs nationwide

Text Banking

Manage your accounts on the go with your fingertips

Mobile Wallet

Make purchases securely with a tap of your phone

Overdraft Protection

Protect your account against a budget oversight

FDIC Insured

Your account is federally insured to at least $250,000

Card Controls

Take control of how your card is used

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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What is the compounding interval?
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

xx

Account access anywhere, anytime with the First Northern Bank app

Account management

Check account balances, verify account activity, transfer funds, and so much more

Deposit checks

Skip the line by depositing checks within minutes with the snap of a photo

Pay bills

Quickly schedule and send payments to stay on top of your bills

Digital Wallet

Make purchases more convenient and secure with your mobile device