Protect your account from unauthorized transactions — and simplify your monthly reconciliation with Check Positive Pay and ACH Positive Pay.
Check Positive Pay
At the end of each business day, your company electronically submits an issued check file to the secure website.
Each night after posting the incoming checks, First Northern Bank compares the checks against your issued check file.
If a check is found that does not match the issued check information or has already been marked as "paid," it will be listed on an "exception report."
We will notify you via email that you have an exception item to review. Let us know if any of these items are fraudulent or inaccurate, and we will quickly correct or return the checks to the bank of first deposit.
ACH Positive Pay
For ACH debits and credits, your business creates and manages an approved vendor list.
If an ACH transaction received is not on the approved vendor list, First Northern Bank will notify you in the form of an email.
Upon receipt of the email, simply log in to ACH Positive Pay to accept or reject the item.
Helpful Tools to Manage Your Finances
Reliable Support
Work with a team who strives to make your banking smooth and stress-free.
Text Banking
Manage your accounts on the go with your fingertips.
40,000 ATMs
Access surcharge-free MoneyPass® ATMs nationwide.
Account access anywhere, anytime with the First Northern Bank app
Account management
Check account balances, verify account activity, transfer funds, and so much more
Deposit checks
Skip the line by depositing checks within minutes with the snap of a photo
Pay bills
Quickly schedule and send payments to stay on top of your bills
Digital Wallet
Make purchases more convenient and secure with your mobile device
Invoicing and Payments
Accelerate cash flow with digital invoicing and seamless payment acceptance.
Business Online Banking and Bill Pay
Monitor accounts, pay bills, and manage your business finances from anywhere.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx