A Certificate of Deposit Provides Predictable Returns

Certificate of Deposit

A Certificate of Deposit lets you lock in a competitive, fixed interest rate for a set term, helping your savings grow steadily with no market risk.

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Features You’ll Love

Guaranteed, fixed-rate earnings
Wide range of terms available
Higher returns than savings accounts

Fixed rates, higher than regular savings
Receive higher rates by selecting a longer term
Provides more guarantee than other risky investments
Set aside for future savings goals
Variety of options less than 1 year; annual terms up to 5 years
No setup or maintenance fees
Early withdrawals subject to penalty^*
Can renew automatically upon maturity through Automatic Renewable Certificates
$500 minimum deposit to open

Looking for safety and CD-level rates for your large deposits? Find out why thousands of safety-conscious investors choose CDARS, the easiest way to access multi-million-dollar FDIC insurance through our bank. (Limits apply.)

First Northern Bank can place your funds with multiple FDIC-insured institutions through the Certificate of Deposit Account Registry Service®. You work with us; we'll take care of the rest.

FDIC insurance
Manage multiple accounts easily
One bank, one rate, one statement
Terms from 4 weeks to 3 years
No fees
No collateralization

CDARS is great for individuals, non-profits, public funds, advisors, businesses, and socially motivated investors.

CDARS is a registered service mark of Promontory Interfinancial Network, LLC.

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*Early withdrawals may result in penalties.

Key Features

Term Options

Select a maturity date that meets your terms

Complimentary online courses to build knowledge

Your deposits are federally insured by FDIC to at least $250,000

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

Estimated Annual Rewards $0
Estimated monthly interest earned* $0
Monthly ATM fees refunded**$0

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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

Net cost of buying $0
Net cost of leasing $0

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

Total value at maturity $0
Total interest earned $0
Annual Percentage Yield (APY)0.000%

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.