From low-rate options to cards with added benefits, choose the card that fits how you spend and manage your money.
Our personal credit cards are designed to give you convenient access to funds with the features and flexibility you expect. Whether you’re managing everyday expenses, planning a large purchase, or looking for added financial flexibility, we offer card options to fit your lifestyle.
Enjoy competitive rates, enhanced security features, and the convenience of managing your account online or through mobile banking. With local support and trusted service behind every card, you can use your credit with confidence—wherever life takes you.
Helpful Tools to Manage Your Finances
40,000 ATMs
Access surcharge-free MoneyPass® ATMs nationwide.
Card Controls
Take control of how your card is used.
Mobile Wallet
Make purchases securely with a tap of your phone.
Account access anywhere, anytime with the First Northern Bank app
Account management
Check account balances, verify account activity, transfer funds, and so much more
Deposit checks
Skip the line by depositing checks within minutes with the snap of a photo
Pay bills
Quickly schedule and send payments to stay on top of your bills
Digital Wallet
Make purchases more convenient and secure with your mobile device
Managing Your Credit Card Debt Wisely
Credit cards with a low interest rate are hard to find. In fact, the average APR (Annual Percentage Rate) sits at around fifteen percent — that’s pretty high. The Credit Card Payoff Calculator shows you how much interest you’ll have paid by the end of your payoff date. Use that information to make wise decisions on how to pay it off.
Home Equity Line of Credit (HELOC)
Tap into your home’s equity with a HELOC for renovations, debit consolidation, or major expenses.
Home Loans
Purchase or refinance a home with competitive rates, flexible terms, and local guidance.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx