Trusted guidance and flexible loan options to help you move forward with confidence.
Our home mortgage solutions are designed to help you purchase or refinance your home with competitive rates, personalized service, and local decision-making every step of the way.
Features You’ll Love
- Competitive rates
- Local service
- Refinancing available
Why Finance With First Northern Bank?
First Northern Bank is the region’s only community bank with a local mortgage division. That means local underwriting, local decisions, local processing and payments made locally. Work with a mortgage lender you can trust!
Meet Our Loan Officers
Whether it’s your first home or your dream home, our loan professionals are ready to help guide you every step of the way with all your home financing needs.
How Much Home Can I Afford?
Use our mortgage calculator to help get a sense of the cost of buying a home.
Home loans from a bank you trust
Homebuyer resources
Helpful tools and guides to simplify every step of the homebuying process.
Expert advice
Personalized guidance from experienced local lenders you can trust.
On-time closings
Reliable, efficient processing to keep your home purchase on track.
Fast and free pre-approvals
Quick, no-cost pre-approvals to strengthen your buying power.
Low rates with flexible terms
Competitive interest rates and term options tailored to your needs.
Local decision making
Loan decisions made locally for quicker responses and personalized service.
Purchase a Home
Turn your dream home into reality with competitive rates, flexible terms, and local guidance every step of the way.
Refinance Your Home
Lower your monthly payments or shorten your term with refinancing options designed for your goals.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx