Finance the place you call home with competitive rates, personal service, and local decision-making.
Purchase a Home
Turn your dream home into reality with competitive rates, flexible terms, and local guidance every step of the way.
Refinance Your Home
Lower your monthly payments or shorten your term with refinancing options designed for your goals.
Home Loans from a Bank You Can Trust
Homebuyer Resources
Helpful tools and guides to simplify every step of the homebuying process.
On-time Closings
Reliable, efficient processing to keep your home purchase on track.
Low Rates with Flexible Terms
Competitive interest rates and term options tailored to your needs.
Expert Advice
Personalized guidance from experienced local lenders you can trust.
Fast and Free Pre-Approvals
Quick, no-cost pre-approvals to strengthen your buying power.
Local Decision Making
Loan decisions made for quicker responses and personalized service.
Account access anywhere, anytime with the First Northern Bank app
Account management
Check account balances, verify account activity, transfer funds, and so much more
Deposit checks
Skip the line by depositing checks within minutes with the snap of a photo
Pay bills
Quickly schedule and send payments to stay on top of your bills
Digital Wallet
Make purchases more convenient and secure with your mobile device
Take the Guesswork Out of Home Financing
Use our easy-to-use calculators to estimate what you can afford, explore potential mortgage payments, or see if refinancing could save you money. These tools help you plan confidently and make informed decisions about your home financing.
Credit Cards
Flexible credit options with rewards, security, and convenient access to funds.
Home Equity Line of Credit (HELOC)
Tap into your home’s equity with a HELOC for renovations, debit consolidation, or major expenses.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx