Financing the Place You Call Home 

Trusted guidance and flexible loan options to help you move forward with confidence. 

Our home mortgage solutions are designed to help you purchase or refinance your home with competitive rates, personalized service, and local decision-making every step of the way.

Purchase a Home

Turn your dream home into reality with competitive rates, flexible terms, and local guidance every step of the way.

Refinance Your Home

Lower your monthly payments or shorten your term with refinancing options designed for your goals. 

Home loans from a bank you trust

Account access anywhere, anytime with the First Northern Bank app

Account management

Check account balances, verify account activity, transfer funds, and so much more

Deposit checks

Skip the line by depositing checks within minutes with the snap of a photo

Pay bills

Quickly schedule and send payments to stay on top of your bills

Digital Wallet

Make purchases more convenient and secure with your mobile device

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Kasasa Saver*

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $x 0.00% 0.00%
$15,000+ $x 0.00% 0.00%
All balances if qualifications not met $x 0.00% 0.00%

Qualifications

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Take the Guesswork Out of Home Financing

Use our easy-to-use calculators to estimate what you can afford, explore potential mortgage payments, or see if refinancing could save you money. These tools help you plan confidently and make informed decisions about your home financing.