Individual Retirement Accounts (IRAs)

Shape your ideal retirement with our IRA solutions.

Pick from a Traditional or Roth IRA and get started on securing your future with tax advantages.¹

Features You’ll Love

Tax advantages*
Competitive interest earnings
More peace of mind

Attractive interest above standard savings rates
Traditional and Roth IRA options

There are advantages to both traditional and Roth IRAs. One of the biggest differences is the time at which you see the most advantage. A traditional IRA provides potential tax relief today, while a Roth IRA has the potential for the most tax benefit at time of retirement.

Traditional IRA

Contributions are tax deductible on state and federal income tax^*
Withdrawals can begin at age 59 1/2
Early withdrawals subject to penalty^**
Mandatory withdrawals at age 70 1/2

Roth IRA

Contributions are NOT tax deductible
Earnings are 100% tax free at withdrawal^*
Direct contributions can be withdrawn without penalty^*
Withdrawals on interest can begin at age 59 1/2
Early withdrawals on interest subject to penalty^**
No mandatory withdrawals at age 70 1/2

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Have questions?

¹Consult a tax advisor.

*Subject to some minimal conditions. Consult a tax advisor.

**Certain exceptions apply, such as healthcare, purchasing first home, etc.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

Estimated Annual Rewards $0
Estimated monthly interest earned* $0
Monthly ATM fees refunded**$0

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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

Net cost of buying $0
Net cost of leasing $0

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

Total value at maturity $0
Total interest earned $0
Annual Percentage Yield (APY)0.000%

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.